Brought to you by:
Lewis/Pam Culbreath - Realtors - Only Way Realty
10544 SW 27th Avenue
Ocala, Florida - 34476, USA

Phone: (352)397-4951
Email:
lewisculbreath@usa.net
Website:
http://www.Ocala-Homes
-for-Sale.com

Mortgage Rates
 
30 Year Fixed4.90% 
20 Year Fixed4.97% 
15 Year Fixed4.27% 
3/1 ARM3.76% 
5/1 ARM3.91% 
7/1 ARM4.03% 
10/1 ARM4.52% 

Updated: 04/04/2010
Full Rate Averages
 
Why choose me as your Realtor?
 
During my entire career as a real estate professional, I have gained a priceless house-by-house, street-by-street, and market-by-market experience. As the neighborhood expert, I will put my knowledge in your service and help you come up with the best home buying and selling strategies that will get the right house at the best price and terms.
 



Hello,
We are Lewis and Pam Culbreath, your Realtors of choice in the Ocala, Marion County Florida area, and proud members of the Keller Williams Cornerstone Realty team.
Welcome to this issue of our newsletter. I hope you will find the articles both useful and entertaining.
Contents
Woodcraft Supplies - What Every Carpenter Needs
Whatever the project, the most valuable assets of a carpenter are his or her woodcraft supplies. If the carpenter does not have the proper supplies, he or she cannot do the job at hand. If you are a true carpenter you will probably have a favorite store where you purchase all or most of your supplies.
Real Estate - Top 5 Errors When Selling
Home owners that want to sell their current real estate need to have a bit more finesse than usual. It's a tricky business out there, but it can be done.
12 Tips For Buying Waterfront Real Estate
You probably already know this, but buying any land can be a significant decision. But what you may not know is that there are a few twists that come with purchasing a waterfront lot that make it very different from buying a lot in any old subdivision. I've put together a few tips that you should keep in mind when you're looking for the perfect waterfront property.
10 Tips For Relocating With Ease
Let's face it, relocating is not always easy. Even if you are an experienced mover, anxiety can permeate every aspect of the process. The unknowns of moving to a new city, the mental and physical strain of getting your house ready to sell, getting rid of stuff you don't need anymore, packing, etc. cause stress even for the most laid-back of people.
Refinance Mortgages - Tips For Finding the Best Home Mortgage Rate
There are many reasons to refinance mortgages. Borrowers often refinance when interest rates drop. As little as one-quarter percent decrease can save homeowner's thousands of dollars over time. Refinancing provides cash back which can be used to pay off credit card debt, student loans, home improvements, financial investments or vacation.
Things To Consider Before Investing In Real Estate
The apparent success of real estate investors has many first time investors itching to make a profit in today's housing market. But not everybody makes money in real estate, and there are some serious considerations that you should make before investing.

We hope you enjoyed reading this newsletter. Please, don't hesitate to call or email us with any questions you might have.
Best regards,
Lewis and Pam Culbreath
REALTORS - Real Estate Consultants
Specializing In Serving You !
1-888-596-2252
www.OcalaHomesOnline.com
Ocala Real Estate - Ocala Homes for Sale
Ocala Land - Marion County Real Estate